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        • Asheville, NC
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        • Wilmington, NC
      • South Carolina
      • Virginia
    • Community Outreach
    • Careers
  • Loan Options
    • Jumbo Loans
    • FHA Loans
      • FHA Loans (Federal Housing Administration Loans)
      • FHA Streamline Refinance Loans
    • USDA Loans
      • USDA Purchase Loans
      • USDA Streamline Refinance
    • VA Loans
      • VA Jumbo Loans
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      • VA Streamline Refinance
      • VA 100% Cash Out Refinance
    • The 15-Day Quick Close
    • 1% Down Payment Mortgage in Raleigh, NC
    • Adjustable Rate Mortgage (ARM)
    • Construction Perm Loans
    • Conventional Loans
    • First-Time Home Buyer Programs
    • HELOC (Home Equity Line of Credit)
    • Home Purchase Loans
    • HUD REO Loans
    • Investment Property Loans
    • Non QM Loans
  • Loan Process
    • Mortgage Rates
    • Approval Process in Raleigh, NC
    • Pre-Qualification
    • Application Process
    • Required Documents
    • Credit Reports
    • Appraisals in Raleigh, NC
    • Closing the Loan
    • Mortgage Terms
  • Resources
    • Rent vs. Buy Calculator
    • Amortization Calculator
    • Interest-Only vs. Traditional Mortgage Calculator
    • Mortgage Calculator
    • Mortgage Comparison Calculator
    • About the Area
    • Blog
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    • Contact Us
  • Get Started
    • Complete a Full Application
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Below you'll find a list of all posts that have been tagged as “home buying”

raleigh nc down payments in home buying

The Role of Down Payments in Home Buying

Raleigh Mortgage Group November 21, 2025Mortgage

Down payments play a major role in loan approval, monthly payments, and long-term affordability. Here’s what Raleigh buyers should know.

down paymentshome buyingRole of Down Payments

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Testimonials

I had a great experience with Raleigh Mortgage Group for my recent investment mortgage. I also used RMG a couple years ago for a refinance and knew I had to use them again. Our rep, Michael Alberico was always quick to answer any questions and provided nothing but professional service. The entire team was responsive to my needs and gave great support. I did almost everything by email right from the start which worked well for me. I highly recommend RMG!
David Musick
“My experience working with Mike was nothing short of first class. My wife and I are very busy, so we had to work through the process when our schedules permitted.  Mike was very accommodating and extremely responsive by phone and email allowing us to close very quickly.  He presented us with a number of options to choose from, all of which were at a very competitive rate.  I was not very easy person to deal with because of my attention to detail, but Mike was very patient and attentive with … Read more
Rane Gretsch

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Raleigh Mortgage Group, Inc.
8414 Falls of Neuse Rd., Ste 202
Raleigh, NC 27615
Main Number: 919-866-0212
NMLS ID# 69573
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