Pre-Qualification

website family photo Pre-Qualification is the first step when you thinking of purchasing a home. It is important to get pre-qualified so that you can determine:

What price range of homes can I afford?
What would my monthly payment be?
Do I have any credit issues to address?
Will I need down-payment money and if so, how much?
Which loan program is right for me?
What interest rate and term do I qualify for?

If you are thinking about purchasing a home, apply online or call Raleigh Mortgage Group at 919-866-0212 to speak to one of our experienced and knowledgeable loan officers to see what type of loan you qualify for.

Bank of America had given me the run-around for over 4 months on my re-fi. My buddy kept insisting I contact Brian Grubbs. I finally had enough & did contact him. Next to completely paying off my 2nd mortgage with Bank of America it was the best move I’ve made this year. They gave me all the respect and consideration I deserved as a potential customer and good credit risk. Their timeliness and prompt attention speaks to their commitment to their customers. Very friendly folks too. I’ve recommend… Read more

Simmon Barnes

“I had an excellent experience with Mike Alberico at Raleigh Mortgagee group. Mike helped me with my mortgagee refinancing back in 2015. The whole process has been very smooth. He started with presenting me few different options and patiently explained the financial benefit for each of them. Once we chose the option that best suited my needs, rest of the process was routine paper work and no surprises at all. I was able to refinance my loan with no out-of-pocket expenses, at least $ 150.00 i… Read more

Sreeram Amanaganti