At Raleigh Mortgage Group, we specialize in providing tailored mortgage solutions, including exclusive jumbo loans in Raleigh, NC.
When buying a luxury home in Raleigh, you need a Jumbo Loan if your financing exceeds the standard conforming limit (typically $766,550).
With over 20 years of local experience, Raleigh Mortgage Group provides flexible, non-conforming portfolio loans with terms traditional banks often can’t match. Here is a quick snapshot of our jumbo programs:
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Loan Limits: Financing from $766,550 up to $4 million.
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Down Payments: Up to 90% financing (just 10% down) with NO mortgage insurance on loans up to $3 million.
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Credit Scores: Qualification starts at a 680 credit score.
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Property Types: Primary residences, second homes, vacation homes, and condos.
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VA Jumbo Options: Up to 100% financing available for eligible veterans.
Read on to learn how jumbo loans work, explore our flexible terms (including fixed, ARM, and interest-only), and find the best rate for your dream home.
What Is A Jumbo Loan?
You may be asking yourself what is a jumbo loan? A jumbo loan is a type of non-conforming loan used to finance high-value properties that exceed the conventional conforming loan limits set by government-sponsored enterprises.
Typically, jumbo loans are used for purchasing or refinancing luxury homes or custom-built properties.
Get In Touch With Raleigh Mortgage Group Today!
Contact our experienced Raleigh mortgage lender today for expert advice on your jumbo loan options. We’ll provide personalized guidance, competitive rates, and a seamless process to help you secure the home of your dreams.
Call Us Today at [phone] to speak with our experienced loan officers or Get a Free Quote online to get started.