As a first-time homebuyer, navigating the world of mortgages can be overwhelming. That is why we are here to help! Our mortgage company is committed to helping you find the best mortgage options that meet your unique needs and budget.
We understand that buying a home is a major financial decision, which is why we offer a wide range of mortgage products to choose from, including fixed-rate and adjustable-rate mortgages. Our experienced mortgage professionals will work with you to find the right mortgage product and guide you through the entire mortgage process, from pre-approval to closing.
At Raleigh Mortgage Group, we pride ourselves on our commitment to providing exceptional customer service. We strive to make the mortgage process as simple and stress-free as possible for our first-time homebuyers.
In addition to our mortgage products and services, we also offer a variety of resources and tools to help you make informed decisions about your home purchase. From mortgage calculators to homebuying guides, we have got everything you need to feel confident and prepared as a first-time homebuyer.
Home Ready/Home Possible Loans
- Conventional Loan with 30 year fixed rates
- 3% down payment (entire amount may be gifted)
- Program Incentives that help to reduce mortgage insurance premiums, including no PMI option available
- Program Incentives that help keep interest rates low
- Minimum credit score of 640
- Home Education course required (online class)
Other Great Programs for First Time Home Buyers
- FHA Loans with 3.5% down payment & a minimum credit score of only 600 (down payment may be gifted)
- USDA Loans are 100% financing with No Down Payment required and a minimum credit score of 620 (This program is only available in certain “rural” areas) Call to see if your property address is eligible.
Trust us to be your partner in your homebuying journey. It is important that you work with someone who has access to all of the first-time homebuyer loan programs. Our experienced loan officers will explain your options and guide you through the entire home buying process to make your first-time home buying experience a fun and enjoyable one. Contact us today at 919-866-0212 to learn more about our mortgage products and services to get started on your path to homeownership.